The Footprint for ISO-based online contractor insurance product goes from seven to all 50 states

CARLSBAD, Calif.: CARLSBAD, California-based Integrated Specialty Coverages (“ISC”), a leading, multi-line program administrator that builds end-to-end insurance products utilizing advanced artificial intelligence (AI) and data analytics, is pleased to announce that it’s ADVANTAGE Contractor General Liability (GL) product is now available in all 50 states.

Initially launched in 2023 in select states, ISC brokers can now offer the ADVANTAGE GL product to contractors throughout the country. The ISO-based, “A” rated, competitively priced product combines broad coverage with speed and ease. “The ADVANTAGE program enables contractors to better protected, meet stricter contractual insurance requirements, and obtain higher limits on projects,” said Justin Berk, ISC Construction Product Manager.

“In addition, brokers can submit, quote, and bind coverage online. Our state-of-the-art platform, ISCx, provides same-day coverage and certificates of insurance that insureds need to bid on and win any project,” explained Berk. “There are no Acord forms. Everything is done 100% online.”

ADVANTAGE GL is available for more than 35 eligible classes, including general contractors, carpenters, electricians, landscapers, plumbers, roofers, and many more. New ventures are accepted for most classes. The product provides limits of $1MM/$2MM/$2MM/$1MM, up to $300,000 for Fire Legal Liability, and $10,000 for Medical payments. Coverage is written on an occurrence basis.

ADVANTAGE GL is part of ISC’s exclusive Construction portfolio, which also includes the STANDARD, PLUS, and PREMIER products. Matt Grossberg, ISC CEO, said, “We’re able to offer our brokers products that address any contractor’s needs—whether they be startups or larger, more established firms. ISC combines solid coverage with tools to make brokers faster, more efficient, and more profitable. That, plus the ease of doing business through our proprietary platform makes ISC a one stop shop for anything a client could need.”

About Integrated Specialty Coverages

Integrated Specialty Coverages (ISC) is a leading, multi-line program administrator dedicated to underwriting excellence, client service, and customer experience. ISC has built an end-to-end insurance platform by connecting a broad network of insurance markets and distribution channels with proprietary data analytics capabilities. The firm uses sophisticated technology and analytics to revolutionize how complex programs are underwritten and operated. They are joined by experienced professionals from all spheres of the insurance ecosystem. ISC's strategy is focused on a combination of strategic M&A, data-driven decision making, as well as an innovative means of delivery. ISC provides its partners with high-quality service, competitive commission, and creative product delivery options to help expand their footprint in any desired line or class of business. Please visit: https://iscmga.com/

Fonte: Business Wire