An easy, secure and private way to accept contactless payments with only an iPhone and a supporting iOS app, no additional hardware needed

SCHAUMBURG, Ill.: NMI®, a global leader in embedded payments infrastructure, now enables its U.S. customers to seamlessly and securely accept in-person, contactless payments with Tap to Pay on iPhone. Tap to Pay on iPhone allows merchants to accept all forms of contactless payments, including contactless credit and debit cards, Apple Pay and other digital wallets, using only an iPhone and a supporting iOS app — no additional hardware or payment terminal needed.

Using Tap to Pay on iPhone is easy, secure and private. With Tap to Pay on iPhone, at checkout, merchants simply prompt the customer to hold their contactless payment method near the merchant’s iPhone, and the payment is securely completed using NFC technology. Apple’s Tap to Pay on iPhone technology uses the built-in features of iPhone to help protect business and customer data. Apple doesn’t store card numbers on Apple servers, so merchants and customers can rest assured that their data stays theirs.*

NMI now offers two quick and easy options for enabling Tap to Pay on iPhone:

• NMI Tap to Pay iOS SDK empowers SaaS developers and fintech providers to embed Tap to Pay capabilities directly into their own iOS applications creating one seamless payment experience.
• The Cloud Commerce iOS app, powered by Mastercard's Cloud Commerce solution (available soon on the Apple App Store), enables small businesses to quickly start accepting payments with just an iPhone, no new hardware required.

NMI’s partners have the flexibility to either embed Tap to Pay on iPhone directly into their own apps using NMI’s iOS SDK, or provide merchants an out-of-the-box solution with the Commerce Cloud iOS app. In both cases, merchants can start accepting contactless payments within minutes on an iPhone XS or later, running the latest version of iOS.

Morné Botha, CEO at Jondosports USA, said:
“Demo days just became a whole lot easier. We frequently host demo days at golf clubs, and processing payments from golfers used to be quite a hassle. However, with [NMI partner] Paysley’s app and Tap to Pay on iPhone, we can now complete sales and accept payments right on the spot—it’s truly a game changer. Golfers love the convenience. It’s quick, easy and helps keep everything running smoothly.”

Tiffany Johnson, Chief Product Officer at NMI, said:
“At NMI, we are committed to democratizing payment acceptance. Tap to Pay on iPhone is the next wave of payment innovation: mobile-first, free of additional payment hardware and built for scale. With our low-code SDK and no-code Commerce Cloud app options, we are giving businesses of all sizes—from enterprise platforms to mom-and-pop shops—a fast, flexible way to accept secure, contactless payments and deliver seamless checkout experiences everywhere they do business."

Seema Chibber, Executive Vice President, Core Payments, Mastercard, North America, said:
“The future of commerce is rooted in checkout solutions that are convenient, frictionless and secure. By combining Tap to Pay on iPhone with Mastercard’s Cloud Commerce technology and NMI’s advanced payments infrastructure, we are removing last-mile barriers for businesses, enabling seamless in-person transactions. This is particularly crucial for small businesses seeking tools to thrive in today’s digital era. With this contactless solution, we are driving greater acceptance across physical locations and offering more choice and flexibility for merchants and consumers alike.”

Chris Roets, Founder and General Manager, Paysley, said:
“The integration of the NMI Tap to Pay iOS SDK marks a major step forward in our mission to empower merchants with smarter payment tools. It unlocks fast, secure mobile payments and gives businesses the flexibility to accept transactions anywhere, without being tied to traditional hardware.”

Learn more:
Accept contactless payments on an iPhone
Tap in to Tap to Pay
SoftPOS: The next evolution in convenient mobile payment systems

* Encrypted card numbers are temporarily stored on iPhone only for transactions made in Store and Forward mode.

About NMI
NMI is a global leader in embedded payments, powering more than $440+ billion in payment volumes every year. From our industry-leading payment gateway technology to our seamless merchant underwriting, acquiring, onboarding and management platform, we enable our partners across the entire payments ecosystem. We help our partners deliver frictionless payment solutions to their customers, offering modularity, flexibility and choice, wherever and however consumers want to pay – online, in-store, in-app, mobile and unattended. And we’re constantly innovating, empowering ISOs, software vendors and payment professionals as they embrace the future of fintech. Visit www.nmi.com.

Fonte: Business Wire